A Wealth Management Formula Designed
for Simplicity and Security
Our proprietary Inspire Wealth, Wealth Management Formula is designed to help our clients achieve simplicity and security during the second half of their lives. It is focused around providing you a Retirement Blueprint in the key areas of your financial life.
Your streams of cash flow determine your lifestyle. We help you stabilize your cash flow for a secure and stable retirement.
How do you maximize the value of your pension for yourself and for your family? We help you make the right choice.
Social Security Optimization
Multiple factors come into play when deciding on how and when to take your Social Security Benefits. We help you make smart decisions to make this asset as valuable as possible.
How do you best extract income from your investment portfolio? We can show you how to generate stable income that will last in a volatile investment environment.
You worked hard to save money for retirement. We can help you make investment decisions so your money lasts.
Personalized Portfolio Design
Is a cookie cutter portfolio generated by a computer program best for you? We don’t think so. You are unique, and your portfolio should reflect that. We utilize an Open-Source Portfolio Design to help you build a portfolio that is customized to your unique life.
A Focus on Volatility
Consistency of returns is the key to a successful retirement. Once you have reached the stage of financial independence, job #1 is to stay there. That means no big losses!
Our job is to help you achieve decent returns with low volatility. This will keep you protected when markets get crazy.
No industry hides fees like the financial industry, yet, you understand that your advisor should be compensated.
We utilize a transparent fee approach that helps you understand who you pay and what you pay them to do.
Nothing hidden with us!
The government may want a piece of your pie. You need tax planning strategies to keep their share to a minimum.
IRA Exit Strategies
Your retirement plan is likely also your largest tax liability. We plan proactively each year to help you reduce your tax exposure by thousands of dollars over your lifetime.
Less to the IRS means more to you and your family.
Surviving Spouse Planning
Surviving spouses are often hit hard with additional taxation due to the tax code. We help you plan for those higher taxes with an eye towards keeping them to a minimum.
The last thing a grieving spouse needs is a higher tax bill.
We handle planning for all of our clients at various levels. We believe that your tax planning and investment planning need to be integrated.
This can potentially save you substantially on your tax obligations over time.
How It Works
Everything electrifying starts with a spark! Your financial future should be no different. The InspireWealth S.P.A.R.K. was designed to help you pursue your goals and dreams by addressing five key financial areas – income, legacy, investments, health care, and taxes. Our custom process allows you to ignite life’s most meaningful chapter with confidence.
Secure Your Income
Will your income last as long as you do? How much do you need to live comfortably? Where, and when, will your account withdrawals take place?
Preserve Your Legacy
What impact would you like to have on the people and causes you care about most? Will your hard-earned assets transfer to your beneficiaries in a tax-efficient manner?
Analyze Your Investments
What does your portfolio look like and what does it do for you? How efficient is your portfolio? Does it accurately reflect your appetite for risk?
Retire on Your Terms
Are you on track to retire on time (or even earlier than expected)? Could potential long-term care needs throw your retirement off course?
Keep the IRS Out
What kind of tax liability can you expect over your lifetime? How much income tax could you potentiall save?
Let’s Talk about Your SPARK!
Schedule a free 30 minute consultation to learn more about Inspire Wealth and what we can do to start a SPARK for your retirement.
“Nick is great to work with! Big personality, great wealth of knowledge and connections galore. He has understood our needs and is easy to work with. We recently retired and had no idea what to do with finances, and medical insurance. Nick hooked us up with knowledgeable insurance people and has really set up our finances to give us the best return. He listens to us and adds his suggestions, but in the end he lets us decide. We highly recommend Nick Bour!”
— Victoria England
"It has been awesome working with the team at Inspire Wealth! Very professional and knowledgeable. They put a comprehensive plan together for us and I feel much better about the future! Nick has been great to work with and is very responsive whenever I have needed him."
— Vrayth Falrinth