Planning for the Five Big Tax Challenges in Retirement

Creating a retirement paycheck that generates the income you need while keeping you in the lowest possible tax bracket isn't as easy as it seems. All the planning you did while working – like saving retirement funds in tax-deferred accounts...

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Maximizing the Tax Advantages of Business Ownership

Growing your business across every measure is the priority for business owners, no matter their stage. · Just starting out and working to be revenue-positive or coping with early income · In the mid-stage and building your strategy and...

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September Market Commentary: If the Fed Is Having a Goldilocks Moment, Is the Economy Baby Bear?

August Recap and September Outlook After the bear market rally in July was extended for the first few weeks of August, Federal Reserve Chairman Powell used the Fed’s annual Jackson Hole symposium to clarify the Fed’s position on future...

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A Disability Insurance Primer

Should you have disability insurance? A sobering statistic from the Social Security Administration (SSA) might be helpful: the SSA reports that a 20-year-old has a more than one-in-four chance of becoming disabled before reaching retirement. Social...

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Is it Time to Hire a Financial Advisor? How Do You Even Do That?

For most people, there's usually a point where their financial life becomes complicated enough that they realize it's time to hire a professional. This could be at any stage of life; it’s more about the individual situation and how an...

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August Market Commentary: Will a Month of Fresh Data Change the Fed’s Aggressive Stance?

July Recap and August Outlook   July marked the best month for the markets since November 2020. What happened, after the rout of the first half? Some ideas: · It’s a bear market rally sparked by better-than-expected...

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How to Have “The Talk” With Your Aging Parents

Whether it builds gradually or something happens to spark it – there's a moment in adulthood when you realize that you need to care for the people that cared for you. Getting a plan in place to care for your parents means balancing your...

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A Senior's Guide to Getting Married Later in Life by: Amos Faulkner

Getting married later in life allows you to solidify a bond with a partner who you can enjoy your golden years with. However, senior marriages also pose challenges. For example, older people tend to have more assets, which need to be carefully merged...

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Small Business Tips for Thriving Through Inflation by: Sam Marcum

Running a profitable small business has always been challenging. But it’s now even harder than normal as inflation and other factors bring the economy to its knees. Consumers have less purchasing power, and companies are scrambling to find...

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How to Sail Through a Recession Unscathed by: Amos Faulkner

A recession is one of those things that can't be avoided. However, you can make plans to ensure your finances aren't as hard-hit as they would've been if you hadn't made provision for this. Here are some helpful tips on how to sail...

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The New Value of Advice: A Holistic Approach for Everyone

In the 20th century, as the “pay for product” model took root and flourished, financial advice became all about asset selection, except for the very wealthy with enough assets to command personalized, holistic advice as an additional...

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Avoiding the Medicare Surcharge: What You Need to Know About IRMAA

Reaching Medicare eligibility solves one of the most expensive retirement problems for many retirees: healthcare. Once you've made the adjustment and selected all the various Parts and plans, the convenience and affordability of Medicare are one...

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A Social Security Primer: Breaking Down Your Options

When to claim social security benefits is one of the biggest questions when thinking about retiring. Your retirement income will likely come from various sources, and each will fit into your financial plan in different ways. Still, for most people,...

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How a Business Coach Can Help Your Company Thrive by: Sam Marcum

How a Business Coach Can Help Your Company Thrive   Many entrepreneurs fall prey to the belief that they must achieve success on their own, without any help. Per this belief, success that is achieved with help is somehow illegitimate. Studies...

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Tax Planning for Retirement: The Long Game

Tax planning for retirement is different from the strategies you deploy to minimize taxes while working. You'll be using your investments for income, and the way they are taxed is different depending on the type of account you hold assets in. In...

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It’s Not About Inflation, It’s About Volatility

Inflation is driving the headlines and wreaking havoc on budgets. But for long-term investors – mostly everyone – short-term inflation isn’t the biggest risk to financial plans. Volatility is. It's being fueled by the Federal...

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A Charitable Strategy for Tax-Efficiency: Qualified Charitable Distributions

If supporting charities meaningful to you is part of your long-term financial plan, creating a strategy around your giving can help you maximize the gifts you give. It can also be tax-efficient across several dimensions of your overall plan. A...

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How to Conquer the Fear That Comes With Starting a Business by: Nicola Reid

It’s a little scary to start a business, especially if you’re fresh from college or have relied on employment all your life. But you may have no option. For example, in a case where you’ve lost your job, retired, or searched for a...

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Senior Business Owners Should Take These Steps to Reduce Debt by: Ted James

Getting a business out of debt and ensuring its continued success is no easy feat, but for many senior business owners, it’s a crucial step in securing long-term financial wellness. The good news is, there are multiple steps you can take to get...

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